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Let’s Give!

Let’s Give!

Blessing Other Families We are starting a new tradition here at McCart & Honea Insurance Agency! Every holiday season we are going to collect can goods, boxed foods, and even toys for the families in need. We are going to stand beside CCA to help families in […]

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Employment Practices Liability Insurance

Do you have employees?  If so, you should consider purchasing Employment Practices Liability Insurance (EPLI).  Most Commercial General Liability and Umbrella policies exclude coverage for employment claims.  EPLI will help protect the employer, its employees, directors, and officers for losses due to: Discrimination, Harassment, Retaliation, Violation of […]

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Medical Payments vs Personal Injury Protection (PIP) Which is right for me?

Medical Payments – This is used to help pay medical costs for you and your passengers. This coverage can help pay: ambulance fees, hospital bills, dental work, chiropractic services, specialized nursing care and other medical expenses. If you have a personal health insurance policy, this can complement […]

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Workers Compensation Insurance

Workers Compensation Insurance

Texas does not require Employers to purchase Workers Compensation Insurance. Although it is not a requirement, employers should seriously consider the consequences of not providing this coverage for their employees. Workers Compensation is a “No Fault” system. If a worker is covered by Workers Compensation, he (and […]

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Is it an Antique Car or Classic Car?

Is it an Antique Car or Classic Car?

Well that depends on who you ask. Most insurance companies define an antique as a vehicle that is 25 years or older. It must be in its original or original restored condition and in working order. There are also restrictions on the amount of miles you can […]

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McCart & Honea Insurance Agency Announcement

We are pleased to announce the purchase of Mike Honea Agency by Insurance and Risk Management Services, LLC, owned by Jeff McCart. Jeff will operate the agency under the name McCart & Honea Insurance Agency. The location, phone number, email addresses & staff have not changed. Your […]

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What is Commercial General Liability Insurance?

What is Commercial General Liability Insurance?

Businesses need general liability insurance to cover their exposure to liability losses that can result from their business operations. Coverage is provided for the insured premises, operations, products and completed operations. Premises coverage pays for bodily injury or property damage that occurs on your premises or as […]

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Factors That Affect the Price of Homeowners Insurance

Factors That Affect the Price of Homeowners Insurance

Question: My neighbor and I have the same size house – it’s even the same floor plan. Why is their insurance less than mine? Answer: Even if your floor plan is the same, every homeowner’s specific situation is unique. There are many things that factor into the […]

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Summer means time for boating

Summer means time for boating

Now that the lakes are full once again, many of you will be getting your boats ready to take out on the water. Some of the things you should do before heading out to the lake are: 1. Examine the boat carefully. Make sure to look at the […]

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Home Insurance and Property Taxes

Question: My tax statement lists TAXABLE value of $231,000 and MARKET value of $235,000, but my insurance policy shows a dwelling amount of $263,000. Why is my home insured for more than it’s worth? Answer: Mike Honea Agency uses an approved Replacement Cost Estimator which uses the data […]

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I've been a customer of Mike Honea Agency since 1997. Since then, as my family and business have grown, Mike and his team have been there providing professional service in a proactive and courteous manner across a variety of categories; Home, Auto, Boat, Health, Life, Umbrella, and Business General Liability including Worker's Compensation plans. What I appreciate most is the effort Mike and his team have put forth over the years to make sure I was fully protected and informed. I highly recommend Mike Honea Insurance Agency.

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Mike Honea Agency

Latest News

  • Let’s Give!
    Blessing Other Families We are starting a new tradition here at McCart & Honea Insurance Agency! Every holiday season we...
    Read more

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